USAA, which I’ve raved about in the past, has a very interesting new product offering called “Depost@Home”: a way to deposit checks over the Internet, using a scanner. Zoinks! From their press release:
Starting today, home banking takes on a whole new meaning for members of USAA Federal Savings Bank (“USAA”). USAA is now the largest nationwide bank to offer an easy-to-use, secure new service that enables its customers to deposit checks into their bank accounts using a scanner and an Internet connection….USAA bank customers simply scan, click, and confirm. They can access their money faster than ever before….Deposits received before 8 p.m. Central on a business day are credited that same day.
Uh, wow! I know this has been done before in more limited form, but I think it’s an incredible sign of where Internet banking is going. Some more coverage of the launch:
- Payments News: USAA Launches Deposit@Home Remote Deposit Service
- NetBanker 2.0: USAA first to offer nationwide remote deposit capture for consumers
As I mentioned earlier, I’m trying to get in touch with someone at USAA to talk to them about their change in eligibility requirements for banking accounts. If anyone has a contact or could introduce me to Mike Luby, I’d be most appreciative. I get a huge amount of interest in USAA through our support address, and I’d like to be able to give people the correct information on the bank.